Do you need to get insurance for your self storage unit?

Insurance is often taken as financial jargon and often people don’t realize utility that it provides us and what we can and cannot insure including a self storage unit. Insurance is a common expense that a lot of us pay hundreds of pounds for every month. This is to protect our precious belongings, fend ourselves financially in case of health and medical emergencies and reimburse us in case of theft and robberies.

Here’s what you need to know about storage facilities and insurance.

Do I need separate insurance for self-storage?

There are a lot of reasons why you could need insurance. From homeowner insurance to a renter’s insurance, there’s a financial blanket to protect you from a whole lot of things including protection for the items that you have stored in the storage facility. Many different policies help cover the cost of your stored items. Often the insurance policies cover up to 10% as that is the coverage limit. The best thing you can do is find a storage company that provides some type of insurance policy of its own. This is also a great way to further protect your belongings and shows that the company is a good one.

What is the difference between normal insurance and the storage company’s insurance?

There are many items that you can cover with insurance such but convincing a policy agent that your action figures collection is insurable is quite tricky. There is insurance coverage for furniture, art, vehicles, appliances and the like but the likelihood of getting normal insurance for the variety of items you are storing from valuable to quite ordinary can be a difficult process. For this reason, getting the company’s insurance for your stored items is a much better use of your time and can help you skip over the nitty-gritties to covering up your belongings.

The storage facility’s insurance policy is likely going to be a better fit for you because there are much less paperwork and inspection involved as you are now only dealing with one other party. Also, who wants to go through the hassle of finding a storage facility that best suits your needs and then an insurance company to help cover it when there is a 2-in-1 option available?

Are storage facilities that provide insurance better?

Self-storage units are used for storing a large variety of things which means that the company should take necessary steps to protect your belongings. A company that provides storage units insurance, as well as surveillance, is a legit one without a doubt because of the extra steps are taken to provide customers with the best services.

If you are living in Stoke on Trent, UK, we recommend checking out Super Storage. It is a great self storage company that provides customers with insurance, 24/7 CCTV surveillance, climate control and many other facilities. The best part about this company is that it is located in Hanley, making it the most accessible location for anyone living in Stoke or the Midlands. Coupled with accessible location and top-notch services, we recommend that you check out this storage facility as it is the best fit for you precious belongings.